MF Loans
Explore eligible loan solutions available against mutual fund investments. If you have mutual fund holdings, you may be able to leverage them to obtain a loan without redeeming your investments, allowing your money to continue growing while meeting your financial needs.
Who May Benefit
- Mutual fund investors needing short-term funds
- Individuals wanting to avoid redeeming investments
- Those seeking lower interest rates than personal loans
- Investors with significant mutual fund portfolios
Key Benefits
- No need to redeem mutual fund investments
- Investments continue to earn returns
- Typically lower interest rates than personal loans
- Quick processing with minimal documentation
- Flexible repayment options
- No prepayment penalties in most cases
Typical Requirements
- 1Active mutual fund investments
- 2Minimum portfolio value (varies by lender)
- 3KYC compliance
- 4Good credit history
Documents Typically Required
- Mutual fund account statements
- KYC documents (PAN, Aadhaar)
- Bank account details
- Income proof (may be required)
How The Process Works
Submit your inquiry with mutual fund details
Our team reviews your portfolio and eligibility
Explore available loan against MF options
Complete documentation and pledging process
Loan disbursed by the lending institution
Frequently Asked Questions
Most equity and debt mutual fund schemes from recognised AMCs can be pledged. The eligible schemes and loan-to-value ratio vary by lender.
If the value drops below the required margin, you may need to pledge additional units or make a partial repayment to maintain the required collateral ratio.
Yes, you can typically continue your SIP investments even when you have a loan against mutual funds.
Interested in MF Loans?
Submit your details and our team will contact you within 24 hours.