Home Loan
Planning to purchase, construct or renovate a home? Our team can help you explore suitable home financing options based on your requirements and eligibility. Home loans offer long-tenure financing at competitive rates to help you realise your dream of homeownership.
Who May Benefit
- First-time home buyers
- Those purchasing a ready-to-move or under-construction property
- Individuals looking to construct on owned land
- Homeowners planning renovation or extension
- Those looking to transfer existing home loans
Key Benefits
- Long repayment tenure (up to 30 years)
- Competitive interest rates
- Tax benefits on principal and interest
- High loan-to-value ratio for eligible borrowers
- Balance transfer facility available
- Top-up loan options
Typical Requirements
- 1Age: Typically 23-65 years (at maturity)
- 2Stable income (salaried or self-employed)
- 3Good credit history and score
- 4Property should be legally clear
- 5Minimum down payment (typically 10-20%)
Documents Typically Required
- ID proof (Aadhaar / PAN / Passport)
- Address proof
- Income proof (salary slips / ITR / business financials)
- Bank statements (last 6 months)
- Property documents (agreement, title deed, approvals)
- Builder/seller documents
- Passport-size photographs
How The Process Works
Submit your home loan inquiry with property details
Our team discusses your financing requirements
Explore home loan options from various lenders
Complete documentation and property verification
Loan application processed by the lender
Loan sanctioned and disbursed as per terms
Frequently Asked Questions
Home loan tenure can range from 5 to 30 years, depending on the lender, your age at the time of application and repayment capacity.
Home loan borrowers can claim tax deductions on principal repayment (under Section 80C) and interest payment (under Section 24) subject to applicable limits and conditions.
Yes, home loans are available for under-construction properties. Disbursement is typically linked to construction stages in such cases.
A balance transfer involves moving your existing home loan to another lender offering better interest rates or terms. Our team can help you evaluate if this is beneficial for your situation.
Interested in Home Loan?
Submit your details and our team will contact you within 24 hours.
Related Services
Personal Loan
Explore personal loan options for eligible personal financial requirements.
Business Loan
Financing solutions for business expansion, working capital and eligible requirements.
Fire Insurance
Protection for eligible fire-related risks involving commercial property and assets.