SME & Commercial Insurance

Fire Insurance

Protection solutions for eligible fire-related risks involving commercial property, assets and inventory. Fire insurance helps businesses protect their physical assets from fire damage and associated perils, ensuring business continuity and financial security.

Who May Benefit

  • Factory and manufacturing unit owners
  • Warehouse and godown operators
  • Retail shop and showroom owners
  • Office space owners and tenants
  • Commercial property investors

Key Benefits

  • Coverage against fire and allied perils
  • Protection for building structure and contents
  • Stock and inventory coverage
  • Machinery and equipment protection
  • Business interruption coverage (with add-ons)
  • Customisable coverage based on business needs

Typical Requirements

  • 1Property details (location, construction type)
  • 2Sum insured (building and contents value)
  • 3Business nature and risk profile
  • 4Fire safety measures in place
  • 5Previous insurance history

Documents Typically Required

  • Property ownership / lease documents
  • Business registration documents
  • Asset and inventory valuation
  • Fire safety compliance certificates
  • Previous insurance policy (if renewal)
  • Floor plan and photographs of property

How The Process Works

1

Submit your fire insurance inquiry with property details

2

Our team reviews your commercial insurance requirement

3

Receive suitable fire insurance options

4

Site inspection arranged (if required)

5

Select coverage and complete documentation

6

Policy issued by the insurance company

Frequently Asked Questions

Standard fire insurance covers fire, lightning, explosion, implosion and related perils. Additional perils like earthquake, flood, storm and riot can be added.

Sum insured should reflect the current replacement or market value of the property, contents, stock and machinery to ensure adequate coverage.

Yes, stock-in-trade can be included in fire insurance. Declaration-based policies are available for businesses with fluctuating stock levels.

Interested in Fire Insurance?

Submit your details and our team will contact you within 24 hours.

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