SME & Commercial Insurance

Workmen's Compensation

Explore protection solutions for eligible employee-related workplace accidents and occupational risks. Workmen's Compensation insurance is a statutory requirement for many businesses and provides coverage for employee injuries or fatalities that occur during employment.

Who May Benefit

  • Manufacturing and factory units
  • Construction companies
  • Mining and heavy industry operations
  • Businesses with field workers
  • Any employer with workers in hazardous environments

Key Benefits

  • Statutory compliance with labour laws
  • Coverage for employee workplace injuries
  • Fatal accident compensation coverage
  • Permanent disability benefit coverage
  • Medical expense coverage for work injuries
  • Legal liability protection for employers

Typical Requirements

  • 1Business type and industry
  • 2Number of employees / workmen
  • 3Nature of work and risk level
  • 4Employee wage details
  • 5Previous claim history

Documents Typically Required

  • Business registration documents
  • Employee list with wage details
  • Nature of work description
  • Factory licence (if applicable)
  • Previous insurance policy (if renewal)
  • Safety compliance certificates

How The Process Works

1

Submit inquiry with business and employee details

2

Our team reviews your workmen's compensation requirement

3

Receive suitable insurance options

4

Select coverage and policy terms

5

Complete documentation

6

Policy issued by the insurance company

Frequently Asked Questions

Under the Workmen's Compensation Act, 1923, employers are liable to compensate employees for work-related injuries or death. Insurance helps businesses meet this statutory obligation.

It typically covers all employees/workmen as defined under the Workmen's Compensation Act, including contract workers and temporary staff engaged in the employer's business.

Workmen's compensation insurance is typically issued for a one-year period and needs to be renewed annually.

Interested in Workmen's Compensation?

Submit your details and our team will contact you within 24 hours.

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