Health & Life

Personal Accident Insurance

Get assistance finding personal accident protection for eligible accidental injury, disability and other covered events. Personal accident insurance provides financial support when accidents lead to injury, disability or unfortunate demise, complementing your health and life insurance coverage.

Who May Benefit

  • Individuals with high-risk occupations
  • Frequent travellers
  • Outdoor and adventure enthusiasts
  • Sole breadwinners of families
  • Anyone seeking additional accident protection

Key Benefits

  • Coverage for accidental death
  • Permanent total and partial disability benefits
  • Temporary total disability coverage
  • Medical expense reimbursement for accidents
  • Education benefit for children (in some plans)
  • Affordable premiums for significant coverage

Typical Requirements

  • 1Basic personal details
  • 2Occupation and lifestyle information
  • 3Existing insurance coverage details
  • 4Nominee details

Documents Typically Required

  • ID proof (Aadhaar / PAN / Voter ID)
  • Age proof
  • Address proof
  • Occupation details
  • Passport-size photographs

How The Process Works

1

Submit inquiry with your coverage requirements

2

Our team reviews your accident protection needs

3

Receive suitable personal accident insurance options

4

Select the plan that fits your needs

5

Complete documentation

6

Policy issued by the insurance provider

Frequently Asked Questions

Personal accident insurance specifically covers injuries, disability or death caused by accidents, while health insurance covers medical expenses from both illness and injury.

Some personal accident policies include coverage for hospitalisation expenses arising from accidents, but this varies by policy. Check the specific terms of the plan.

Yes, if you have both policies and suffer an accident, you can typically claim from both policies for eligible expenses, subject to their respective terms.

Interested in Personal Accident Insurance?

Submit your details and our team will contact you within 24 hours.

Your information is secure and will not be shared.